NASDAQ · WSBF

Waterstone Financial, Inc.

Closing price · Nov 13, 2026 $20.04

Latest quarter · ended Sep 30, 2026

Cash improved

descriptionFiled Nov 13, 2026

Cash from operationsBetter

$38.7M

Dec '24Sep '26

+18% from $32.7M a year ago

Share countBuying back

−2.5%

Dec '24Sep '26

17.99M shares vs. 18.46M a year ago

Numbers come from the company's own 10-Q and 10-K reports filed with the SEC. Each bar is one quarter, oldest on the left. The colored bar is the latest. Hover over or tap a bar to see its number.

Smart money pulse

What insiders and funds are doing

Mixed Insiders: as of Nov 13 Funds: as of Jun 30, 2026

account_balance
1 fund bought, 3 sold in the quarter ended Jun 30, 2026, counting funds that hold 500 stocks or fewer and $1M+ of this one. Index funds and banks are left out.
info
9 real insider sales in 12 months. $2.45M in total, not counting planned sales.

−100 means everyone selling, +100 everyone buying. This is data, not advice.

How the Pulse works

Pulse runs from −100 (everyone selling) to +100 (everyone buying). Half comes from insiders: real buyers vs. real sellers in the last 90 days (Form 4). Half comes from funds: funds that bought vs. funds that sold last quarter (13F). 13F is a snapshot of long positions on the last day of the quarter, filed up to 45 days later. It does not show short positions or trades since then.

Who owns it

125 funds report owning WSBF, up from 122

Holdings as of Jun 30, 2026

New16

Added46

Held37

Trimmed26

Sold out13

Last quarter

Who bought and who sold

Apr–Jun 2026

Fourthstone LLC

−66%

CSM Advisors, LLC

+16%

Donald Smith & Co., Inc.

−7%

John G Ullman & Associates Inc

−2%

Change in shares held from Mar 31 to Jun 30, 2026, biggest holdings first. Only funds that hold 500 stocks or fewer and $1M+ of this one: index funds and banks own almost everything, so their changes say little. Bars stop at ±100%.

Insider trades · last 12 months

Real buys and sales

● Open-market buy● Open-market sale

Last 6 months. A wider screen shows 12.

Showing 9 real trades. Hidden: 3 option exercises. Those happen on a schedule and say little about what an insider thinks. Bigger dot means a bigger trade.

Real trades, newest first

Aug 13 Ryan Gordon EVP/Chief Credit Officer Open-market sale $172K 8,157 sh at $21.14 Sold 41% of stake

May 21 Mark Gerke EVP/CFO Open-market sale $183K 10,000 sh at $18.34 Sold 25% of stake

Feb 18 Douglas Gordon Director Open-market sale $52.2K 2,880 sh at $18.11 Sold 1% of stake

Feb 6 Douglas Gordon Director Open-market sale $124K 6,765 sh at $18.27 Sold 1% of stake

Feb 5 Douglas Gordon Director Open-market sale $342K 18,716 sh at $18.25 Sold 3% of stake

Feb 4 Patrick Lawton Director Open-market sale $359K 19,255 sh at $18.64 Sold 100% of stake

Feb 4 Douglas Gordon Director Open-market sale $278K 15,000 sh at $18.55 Sold 2% of stake

Feb 3 Patrick Lawton Director Open-market sale $556K 30,000 sh at $18.53 Sold 61% of stake

Feb 2 Julie Glynn EVP/Chief Retail Officer Open-market sale $381K 20,929 sh at $18.19 Sold 70% of stake

Showing every filing. Dashed circles are routine: grants, tax withholding, option exercises and planned sales.

Top holders

Biggest funds in WSBF

As of Jun 30, 2026

Fund	Owns	Value	Change
BlackRock, Inc.	9.1%	$34M	+9%
Dimensional Fund Advisors LP	7.9%	$29.4M	Same
Renaissance Technologies LLC	5.8%	$21.8M	−4%
Vanguard Capital Management LLC	3.6%	$13.3M	−8%
State Street Corp	2.2%	$8.26M	+1%

"Owns" is shares reported divided by shares outstanding.