NASDAQ · JCAP

Jefferson Capital, Inc.

Closing price · Nov 13, 2026 $20.88

Latest quarter · ended Sep 30, 2026

Cash got weaker, but sales grew

descriptionFiled Nov 12, 2026
Revenue growthFaster
+23.0%
Quarter ended Jun 30, 2025: +47.1% sales vs. a year beforeQuarter ended Sep 30, 2025: +36.4% sales vs. a year beforeQuarter ended Dec 31, 2025: +30.1% sales vs. a year beforeQuarter ended Mar 31, 2026: +13.9% sales vs. a year beforeQuarter ended Jun 30, 2026: +16.3% sales vs. a year beforeQuarter ended Sep 30, 2026: +23.0% sales vs. a year before
Jun '25Sep '26
$186M vs. $151M a year ago
Cash from operationsWorse
$53.3M
Quarter ended Dec 31, 2024: $77.3M cash from operationsQuarter ended Mar 31, 2025: $51.7M cash from operationsQuarter ended Jun 30, 2025: $78.9M cash from operationsQuarter ended Sep 30, 2025: $63.1M cash from operationsQuarter ended Dec 31, 2025: $75.2M cash from operationsQuarter ended Mar 31, 2026: $39.6M cash from operationsQuarter ended Jun 30, 2026: $43.3M cash from operationsQuarter ended Sep 30, 2026: $53.3M cash from operations
Dec '24Sep '26
−15% from $63.1M a year ago
Share countBuying back
−1.4%
Quarter ended Dec 31, 2024: 58.27M sharesQuarter ended Mar 31, 2025: 58.27M sharesQuarter ended Jun 30, 2025: 58.27M sharesQuarter ended Sep 30, 2025: 58.29M sharesQuarter ended Dec 31, 2025: 55.33M sharesQuarter ended Mar 31, 2026: 55.42M sharesQuarter ended Jun 30, 2026: 57.43M sharesQuarter ended Sep 30, 2026: 57.46M shares
Dec '24Sep '26
57.46M shares vs. 58.29M a year ago

Numbers come from the company's own 10-Q and 10-K reports filed with the SEC. Each bar is one quarter, oldest on the left. The colored bar is the latest. Hover over or tap a bar to see its number.

Smart money pulse

What insiders and funds are doing

Selling Insiders: as of Nov 13 Funds: as of Jun 30, 2026
−1000+100 −50
  • account_balance
    3 funds bought, 3 sold in the quarter ended Jun 30, 2026, counting funds that hold 500 stocks or fewer and $1M+ of this one. Index funds and banks are left out.
  • info
    3 real insider sales in 12 months. $9.23M in total, not counting planned sales.

−100 means everyone selling, +100 everyone buying. This is data, not advice.

How the Pulse works

Pulse runs from −100 (everyone selling) to +100 (everyone buying). Half comes from insiders: real buyers vs. real sellers in the last 90 days (Form 4). Half comes from funds: funds that bought vs. funds that sold last quarter (13F). 13F is a snapshot of long positions on the last day of the quarter, filed up to 45 days later. It does not show short positions or trades since then.

Who owns it

114 funds report owning JCAP, up from 106

Holdings as of Jun 30, 2026
New30
Added43
Held23
Trimmed18
Sold out22

Last quarter

Who bought and who sold

Apr–Jun 2026
William Blair Investment Management, LLC
+16%
Punch & Associates Investment Management, Inc.
+30%
Maltese Capital Management LLC
−30%
Philadelphia Financial Management of San Francisco, LLC
New
EJF Capital LP
−15%
Seven Grand Managers, LLC
Sold

Change in shares held from Mar 31 to Jun 30, 2026, biggest holdings first. Only funds that hold 500 stocks or fewer and $1M+ of this one: index funds and banks own almost everything, so their changes say little. Bars stop at ±100%.

Insider trades · last 12 months

Real buys and sales

● Open-market buy● Open-market sale
CEOCFOOther officersDirectorsDecJanFebMarAprMayJunJulAugSepOctNovGift · Aug 17 · 6,250 shOpen-market sale · Jan 9 · $7.89MOpen-market sale · Aug 17 · $1.33MOpen-market sale · Aug 25 · $5.42K
CEOCFOOther officersDirectorsJunJulAugSepOctNovGift · Aug 17 · 6,250 shOpen-market sale · Aug 17 · $1.33MOpen-market sale · Aug 25 · $5.42K

Last 6 months. A wider screen shows 12.

Showing 3 real trades. Hidden: 1 gift. Those happen on a schedule and say little about what an insider thinks. Bigger dot means a bigger trade.

Real trades, newest first

Aug 25 Penelope Person Chief Commercial Officer Open-market sale $5.42K 246 sh at $22.04 Sold 1% of stake
Aug 17 Mark Zellmann President US Business Lines Open-market sale $1.33M 56,000 sh at $23.75 Sold 8% of stake
Jan 9 David Burton Officer, Director Open-market sale $7.89M 385,000 sh at $20.50 Sold 10% of stake

Showing every filing. Dashed circles are routine: grants, tax withholding, option exercises and planned sales.

Top holders

Biggest funds in JCAP

As of Jun 30, 2026
FundOwnsValueChange
Wellington Management Group LLP4.0%$45.2M−29%
Adage Capital Partners GP, L.L.C.3.2%$36.2M+5%
William Blair Investment Management, LLC3.1%$35.2M+16%
Principal Financial Group Inc3.0%$33.3M+11%
BlackRock, Inc.3.0%$33.1M+21%

"Owns" is shares reported divided by shares outstanding.

Where this data comes from. Insider trades, fund holdings, activist stakes and company results come from public SEC EDGAR filings (Forms 4, 13F, 13D/13G, 10-Q and 8-K). Congress trades come from the STOCK Act reports members file with the House Clerk and the Senate. Daily closing prices come from post-no-preference/stocks on DoltHub, a community-run database shared under CC BY-SA 4.0; the prices we show stay under that license. They are each day's close, not live or official exchange prices.

This is data, not investment advice. About StockToast