NYSE · CIA

Citizens, Inc.

Closing price · Nov 13, 2026 $3.26
Last insider buy price $3.80 Paid by Director Michael Harwood on Aug 31, 2026 (Form 4). Not today's price.

Latest quarter · ended Sep 30, 2026

Sales grew and cash improved

descriptionFiled Nov 5, 2026
Revenue growthFaster
+3.6%
Quarter ended Dec 31, 2024: −5.0% sales vs. a year beforeQuarter ended Mar 31, 2025: −3.6% sales vs. a year beforeQuarter ended Jun 30, 2025: +4.8% sales vs. a year beforeQuarter ended Sep 30, 2025: +1.7% sales vs. a year beforeQuarter ended Dec 31, 2025: +13.5% sales vs. a year beforeQuarter ended Mar 31, 2026: +7.3% sales vs. a year beforeQuarter ended Jun 30, 2026: −7.2% sales vs. a year beforeQuarter ended Sep 30, 2026: +3.6% sales vs. a year before
Dec '24Sep '26
$65M vs. $62.8M a year ago
Cash from operationsBetter
$11.3M
Quarter ended Dec 31, 2024: $10.8M cash from operationsQuarter ended Mar 31, 2025: $748K cash from operationsQuarter ended Jun 30, 2025: $3.47M cash from operationsQuarter ended Sep 30, 2025: $4.67M cash from operationsQuarter ended Dec 31, 2025: $9.1M cash from operationsQuarter ended Mar 31, 2026: −$323K cash from operationsQuarter ended Jun 30, 2026: $2.05M cash from operationsQuarter ended Sep 30, 2026: $11.3M cash from operations
Dec '24Sep '26
+141% from $4.67M a year ago
Share countSteady
+0.8%
Quarter ended Dec 31, 2024: 49.91M sharesQuarter ended Mar 31, 2025: 50.15M sharesQuarter ended Jun 30, 2025: 50.25M sharesQuarter ended Sep 30, 2025: 50.3M sharesQuarter ended Dec 31, 2025: 50.3M sharesQuarter ended Mar 31, 2026: 50.55M sharesQuarter ended Jun 30, 2026: 50.64M sharesQuarter ended Sep 30, 2026: 50.7M shares
Dec '24Sep '26
50.7M shares vs. 50.3M a year ago

Numbers come from the company's own 10-Q and 10-K reports filed with the SEC. Each bar is one quarter, oldest on the left. The colored bar is the latest. Hover over or tap a bar to see its number.

Smart money pulse

What insiders and funds are doing

Buying Insiders: as of Nov 13 Funds: as of Jun 30, 2026
−1000+100 +100
  • account_balance
    1 fund bought, 0 sold in the quarter ended Jun 30, 2026, counting funds that hold 500 stocks or fewer and $1M+ of this one. Index funds and banks are left out.
  • info
    No real insider sales in 12 months. Planned 10b5-1 sales and tax withholding are left out.

−100 means everyone selling, +100 everyone buying. This is data, not advice.

How the Pulse works

Pulse runs from −100 (everyone selling) to +100 (everyone buying). Half comes from insiders: real buyers vs. real sellers in the last 90 days (Form 4). Half comes from funds: funds that bought vs. funds that sold last quarter (13F). 13F is a snapshot of long positions on the last day of the quarter, filed up to 45 days later. It does not show short positions or trades since then.

Who owns it

78 funds report owning CIA, up from 72

Holdings as of Jun 30, 2026
New12
Added29
Held21
Trimmed16
Sold out6

Last quarter

Who bought and who sold

Apr–Jun 2026
Continental General Insurance Co
+4%

Change in shares held from Mar 31 to Jun 30, 2026, biggest holdings first. Only funds that hold 500 stocks or fewer and $1M+ of this one: index funds and banks own almost everything, so their changes say little. Bars stop at ±100%.

Insider trades · last 12 months

Real buys and sales

● Open-market buy● Open-market sale
CEOCFOOther officersDirectorsDecJanFebMarAprMayJunJulAugSepOctNovCode L · Dec 26 · $2.49KCode L · Jan 30 · $2.79K · 3 peopleCode L · Jan 30 · $995Code L · Feb 27 · $2.78K · 3 peopleCode L · Feb 27 · $994Option exercise · Mar 18 · 45,249 shShares withheld for tax · Mar 18 · $55.3KShares withheld for tax · Mar 28 · $27.8KOption exercise · Mar 28 · 24,950 shShares withheld for tax · Mar 28 · $43.8K · 3 peopleOption exercise · Mar 28 · 36,369 sh · 3 peopleShares withheld for tax · Mar 28 · $22.7KOption exercise · Mar 28 · 20,310 shOption exercise · Mar 31 · 15,528 shShares withheld for tax · Mar 31 · $19KOption exercise · Mar 31 · 19,981 sh · 3 peopleShares withheld for tax · Mar 31 · $26.6K · 3 peopleOption exercise · Mar 31 · 13,186 shShares withheld for tax · Mar 31 · $16.2KCode L · Apr 7 · $3.28K · 4 peopleCode L · Apr 7 · $1.49K · 2 peopleCode L · May 5 · $3.78K · 4 peopleCode L · May 5 · $1.49K · 2 peopleCode L · May 29 · $3.78K · 4 peopleCode L · May 29 · $1.49K · 2 peopleOption exercise · Jun 17 · 48,048 sh · 4 peopleCode L · Jul 2 · $1.49K · 2 peopleCode L · Jul 2 · $996Code J · Jul 14 · 10,697 shCode L · Jul 29 · $995Code L · Jul 31 · $1.49K · 2 peopleOption exercise · Aug 15 · 5,335 sh · 2 peopleShares withheld for tax · Aug 15 · $5.7K · 2 peopleCode L · Aug 28 · $991Open-market buy · Mar 17 · $48.1KOpen-market buy · Mar 25 · $453Open-market buy · Mar 30 · $235KOpen-market buy · May 21 · $48.2KOpen-market buy · Aug 10 · $200KOpen-market buy · Aug 11 · $20.6KOpen-market buy · Aug 11 · $43.8KOpen-market buy · Aug 31 · $38K
CEOCFOOther officersDirectorsJunJulAugSepOctNovOption exercise · Jun 17 · 48,048 sh · 4 peopleCode L · Jul 2 · $1.49K · 2 peopleCode L · Jul 2 · $996Code J · Jul 14 · 10,697 shCode L · Jul 29 · $995Code L · Jul 31 · $1.49K · 2 peopleOption exercise · Aug 15 · 5,335 sh · 2 peopleShares withheld for tax · Aug 15 · $5.7K · 2 peopleCode L · Aug 28 · $991Open-market buy · Aug 10 · $200KOpen-market buy · Aug 11 · $20.6KOpen-market buy · Aug 11 · $43.8KOpen-market buy · Aug 31 · $38K

Last 6 months. A wider screen shows 12.

Showing 8 real trades. Hidden: 13 tax withholdings, 17 option exercises. Those happen on a schedule and say little about what an insider thinks. Bigger dot means a bigger trade.

Real trades, newest first

Aug 31 Michael Harwood Director Open-market buy $38K 10,000 sh at $3.80
Aug 11 Jon Stenberg Past buys: 2 of 3 beat President & CEO, Director Open-market buy $43.8K 12,000 sh at $3.65
Aug 11 Seth Hoxworth Chief Actuary Open-market buy $20.6K 5,376 sh at $3.83
Aug 10 Jon Stenberg Past buys: 2 of 3 beat President & CEO, Director Open-market buy $200K 50,000 sh at $3.99
May 21 Jon Stenberg Past buys: 2 of 3 beat President & CEO, Director Open-market buy $48.2K 10,000 sh at $4.82
Mar 30 Jon Stenberg Past buys: 2 of 3 beat President & CEO, Director Open-market buy $235K 50,000 sh at $4.70
Mar 25 Cynthia Davis Director Open-market buy $453 100 sh at $4.53
Mar 17 Jon Stenberg Past buys: 2 of 3 beat President & CEO, Director Open-market buy $48.1K 10,000 sh at $4.81

"Past buys: 2 of 3 beat" means this insider bought stock in 3 earlier quarters, and in 2 of them what they bought did better than the typical stock over the next 6 months. A past record is data, not a forecast.

Showing every filing. Dashed circles are routine: grants, tax withholding, option exercises and planned sales.

Big bets

Funds with a big share of their money in CIA

As of Jun 30, 2026
FundOf fundOwnsValueChange
Continental General Insurance Co3%5.2%$15.2M+4%

Funds that hold 150 stocks or fewer, where this stock is 3% or more of what they reported. "Of fund" is its share of the fund's 13F value.

"Owns" is shares reported divided by shares outstanding.

Where this data comes from. Insider trades, fund holdings, activist stakes and company results come from public SEC EDGAR filings (Forms 4, 13F, 13D/13G, 10-Q and 8-K). Congress trades come from the STOCK Act reports members file with the House Clerk and the Senate. Daily closing prices come from post-no-preference/stocks on DoltHub, a community-run database shared under CC BY-SA 4.0; the prices we show stay under that license. They are each day's close, not live or official exchange prices.

This is data, not investment advice. About StockToast