account_balance

Investment manager · 13F filer · SEC CIK 2054264

Partners in Financial Planning

Reported value$649Mas of Sep 30, 2026

Positions127 4 new, 8 sold out

Top 10 weight68.6%BND alone is 12%

FiledNov 637 days after quarter end

Portfolio · as of Sep 30, 2026

Where the money is

New or addedTrimmedHeld

BNDVanguard Total Bond Market ETF

11.7%Added +2%

VUGVanguard Morningstar Growth ETF

11.2%Trimmed −2%

VTVVanguard Morningstar Value ETF

9.9%

BNDXVanguard Total International Bond ETF

9.5%Added +2%

VEAVanguard Ftse Developed Markets ETF

8.3%

BSVVanguard Short-Term Bond ETF

5.9%

VBRVanguard Morningstar Small-Cap Value ETF

3.5%

VBKVanguard Morningstar Small-Cap Growth ETF

3.4%

VWOVanguard Ftse Emerging Markets ETF

2.7%−2%

VSSVanguard Ftse All-World Ex-US Small-Cap ETF

2.5%

SPDWState Street SPDR Portfolio Developed World Ex-US ETF

2.2%

VNQVanguard Real Estate ETF

2.2%

BNDVanguard Total Bond Market ETF

11.7%Added +2%

VUGVanguard Morningstar Growth ETF

11.2%Trimmed −2%

VTVVanguard Morningstar Value ETF

9.9%

BNDXVanguard Total International Bond ETF

9.5%+2%

VEAVanguard Ftse Developed Markets ETF

8.3%

BSVVanguard Short-Term Bond ETF

5.9%

VBRVanguard Morningstar Small-Cap Value ETF

3.5%

VBKVanguard Morningstar Small-Cap Growth ETF

3.4%

VWO2.7%

VSS

SPDW

VNQ2.2%

Boxes show the top 12 stocks, sized against each other. The bar above shows how much of the fund they are. 13F only covers US-listed stocks, so foreign holdings and short positions are missing.

Show the top 12 as a list

BND Vanguard Total Bond Market ETF 11.7% Added +2%

VUG Vanguard Morningstar Growth ETF 11.2% Trimmed −2%

VTV Vanguard Morningstar Value ETF 9.9% Held

BNDX Vanguard Total International Bond ETF 9.5% Added +2%

VEA Vanguard Ftse Developed Markets ETF 8.3% Held

BSV Vanguard Short-Term Bond ETF 5.9% Held

VBR Vanguard Morningstar Small-Cap Value ETF 3.5% Held

VBK Vanguard Morningstar Small-Cap Growth ETF 3.4% Held

VWO Vanguard Ftse Emerging Markets ETF 2.7% Trimmed −2%

VSS Vanguard Ftse All-World Ex-US Small-Cap ETF 2.5% Held

SPDW State Street SPDR Portfolio Developed World Ex-US ETF 2.2% Held

VNQ Vanguard Real Estate ETF 2.2% Held

What changed

Biggest moves since Jun 30, 2026

Filed Nov 6, 2026, compared with the Aug 10, 2026 filing

add_circleNew

VCRM $686K
DFLV $476K
UNH $300K
PFG $204K

arrow_upwardAdded

DFNM +140%
SPAB +45%
SLYG +12%
SPYG +10%

arrow_downwardTrimmed

MUB −11%
SCZ −5%
SPYV −4%
VTI −4%

remove_circleSold out

AGG $567K
DFSV $559K
SO $228K
DFAR $224K

Partners in Financial Planning

Where the money is

Biggest moves since Jun 30, 2026

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