account_balance

Investment manager · 13F filer · SEC CIK 1727917

Gradient Capital Advisors, LLC

Reported value$433Mas of Sep 30, 2026

Positions179 6 new, 6 sold out

Top 10 weight36.4%IVV alone is 9%

FiledOct 2121 days after quarter end

Portfolio · as of Sep 30, 2026

Where the money is

New or addedTrimmedHeld

IVViShares Core S&P 500 ETF

9.2%

AAPLApple Inc.

5.3%Trimmed −3%

SPDWState Street SPDR Portfolio Developed World Ex-US ETF

3.5%

VCSHVanguard Short-Term Corporate Bond ETF

3.3%Added +3%

DFSDDimensional Short-Duration Fixed Income ETF

3.0%Added +9%

DFGPDimensional Global Core Plus Fixed Income ETF

2.9%Added +2%

SCHFSchwab International Equity ETF

2.6%

SCHMSchwab U.S. Mid-Cap ETF

2.3%

GOOGLAlphabet Inc.

2.1%

VTIPVanguard Short-Term Inflation-Protected Securities ETF

2.1%Added +7%

DFEMDimensional Emerging Markets Core Equity 2 ETF

2.1%

DFATU.S. Targeted Value Portfolio: ETF Class Shares

2.0%

IVViShares Core S&P 500 ETF

9.2%

AAPLApple Inc.

5.3%−3%

SPDWState Street SPDR Portfolio Developed World Ex-US ETF

3.5%

VCSHVanguard Short-Term Corporate Bond ETF

3.3%+3%

DFSDDimensional Short-Duration Fixed Income ETF

3.0%+9%

DFGPDimensional Global Core Plus Fixed Income ETF

2.9%

SCHFSchwab International Equity ETF

2.6%

SCHMSchwab U.S. Mid-Cap ETF

2.3%

GOOGLAlphabet Inc.

2.1%

VTIP2.1%

DFEM2.1%

DFAT2.0%

Boxes show the top 12 stocks, sized against each other. The bar above shows how much of the fund they are. 13F only covers US-listed stocks, so foreign holdings and short positions are missing.

Show the top 12 as a list

IVV iShares Core S&P 500 ETF 9.2% Held

AAPL Apple Inc. 5.3% Trimmed −3%

SPDW State Street SPDR Portfolio Developed World Ex-US ETF 3.5% Held

VCSH Vanguard Short-Term Corporate Bond ETF 3.3% Added +3%

DFSD Dimensional Short-Duration Fixed Income ETF 3.0% Added +9%

DFGP Dimensional Global Core Plus Fixed Income ETF 2.9% Added +2%

SCHF Schwab International Equity ETF 2.6% Held

SCHM Schwab U.S. Mid-Cap ETF 2.3% Held

GOOGL Alphabet Inc. 2.1% Held

VTIP Vanguard Short-Term Inflation-Protected Securities ETF 2.1% Added +7%

DFEM Dimensional Emerging Markets Core Equity 2 ETF 2.1% Held

DFAT U.S. Targeted Value Portfolio: ETF Class Shares 2.0% Held

What changed

Biggest moves since Jun 30, 2026

Filed Oct 21, 2026, compared with the Jul 13, 2026 filing

add_circleNew

AMP $2.89M
PLTR $341K
IBIT $249K
MRK $226K

arrow_upwardAdded

MU +50%
BRK-B +21%
DFSD +9%
VTIP +7%

arrow_downwardTrimmed

LRCX −24%
AMD −18%
BILS −14%
VOO −6%

remove_circleSold out

XLU $276K
TJX $227K
SO $207K
NXPI $206K

Gradient Capital Advisors, LLC

Where the money is

Biggest moves since Jun 30, 2026

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